Nicole McGrouther

As a retirement income specialist serving investors across the nation, Nicole sets realistic goals for her clients to help them grow and preserve their wealth. She uses advanced tools to guide her clients through every stage of life by creating a plan that seeks financial independence to support their lifestyle. As an Accredited Investment Fiduciary®, Nicole embraces the obligation to place clients’ interests first.

Nicole has a heart for enriching her clients’ lives, and understands that every investor has specific goals and risk tolerances. She offers customized investment solutions and comprehensive wealth planning strategies for clients who have complex financial needs. Serving clients since 1995, Nicole’s enduring legacy and client relationships are measured in generations.

Areas of Expertise:

• Retirement Planning
• Personalized Portfolio Management
• 401k Rollovers
• Multi-Generational Succession Planning
• Cash Flow Analysis
• Charitable Giving
• Divorce
• Education Planning
• Office Environment

Nicole attributes her success to being inspired and supported by exceptional people. The Banyan Wealth/Raymond James Red Bank office is a family office environment, with the high-level and experienced support of Dawne Clarke, Client Relationship Manager, Trish Collins, Senior Client Relationship Associate, and three seasoned Financial Advisors who provide back-up trading support whenever needed. We also have seasoned advisors in two other locations.

Biography

Nicole’s financial services career began in 1993 with UBS in San Francisco. After two years, she transferred to Wells Fargo Advisors where she worked 22 years and specialized in retirement planning, portfolio construction and risk management.

Nicole joined Raymond James Red Bank in March, 2017.

“I was attracted to investment services because of my strong passion for helping my clients achieve their financial goals. My clients are like family to me, and Raymond James puts clients’ interests, needs and goals first, before the firm’s,” Nicole says. “Having access to timely research, the latest technology and powerful planning tools helps me tremendously.”

On July 1, 2024, Nicole joined Banyan Wealth Management, a team at Raymond James with over 150 years of collective wealth management and financial planning experience. Nicole’s integration with this elite team will further enhance her client relationships. She and the ten other professionals at Banyan Wealth share the same values of humility, discipline, and persistence.

Nicole graduated with a Bachelor’s degree from George Washington University in Washington, D.C. She holds her Series 7, 63 and 65, and is also NJ Insurance licensed. She is active with The Jersey Shore Dream Center, and The Fresh Air Fund.

Having achieved “empty nest” status, Nicole spends her free time biking and going on long dog walks with her husband, Steve. She tends to have two to three books opened at a time. She has a passion for serving the underprivileged in her community, and believes that there is hope for the hurting, even in the most dire circumstances.

Originally from New Jersey, Nicole spent eleven years in San Francisco, CA, where she met Steve. Steve and Nicole have two adult “children”, Eric and Craig, and a privileged golden retriever named Sunny.