Red Bank, NJ   •   Toms River, NJ   •   Mahwah, NJ         Client Access

Achieving something greater than wealth.

Achieving something greater than wealth.

Financial Planning

Protecting your financial future is much more than planning. It’s about delivering an unparalleled level of service and care that’s supported by the industry’s best financial expertise. At the core of this expertise is an insatiable passion for knowledge and paying our experience forward.

Our disciplined planning process embodies this commitment and promise. It accounts for your short- and long-term goals, your tolerance for risk and your stage of life, while also keeping a watchful eye on today’s complex domestic and global markets. Based on our experience, this approach and methodology is the best way to customize a comprehensive, diversified portfolio that is flexible enough to meet your needs now and in the years to come.

Our financial plans offer a high-degree of personalization that matches your investments to your goals and ability to take on risk. We analyze each potential opportunity to find just the right ones for you, your family and your goals, while also helping to manage your liabilities so you feel confident in your complete financial picture. The result is a financial plan that is as dynamic, vibrant and enduring as the lifetime of achievement it represents. Simply put, we believe our business is serving our clients and helping to ensure their financial well-being. As our client, we are as committed to your success as you are.

Banyan Wealth’s Three Step Financial Planning Process

Build a Foundation With Achievable Goals

Realistic goals provide the foundation for a solid financial plan. That is why it is important to organize your own. Your goals can include financing your children’s education, purchasing a second home, addressing your income needs in retirement, fulfilling your philanthropic interests, and planning for your estate. Because no two people are the same, building a financial plan around your specific goals creates a plan that is uniquely yours. Our team will work closely with you to identify and define your near- and long-term goals, check for goals that may conflict and work to resolve conflicts that arise. Even more important, we’ll set metrics that will define success and serve as benchmarks to adjusting your plan as needed.

Develop a Complete Financial Picture

Along with a complete picture of your goals and time horizons, a personalized plan must incorporate current assets and liabilities in order to establish and monitor your net worth over the years to come. We also consider your comfort level with risk so investments can be made accordingly. If applicable, consideration is also given to consolidating accounts to make finances and cash flow easier to track and manage.

Monitor and Optimize Performance

Lastly, we believe a financial plan should be as dynamic as the life it represents. Things change, priorities sometimes shift and new opportunities present themselves over the course of your life stages. That is why we monitor your plan’s progress relative to your defined objectives. Should changes need to be made, we rely on a myriad of resources and experts to help guide our decision process and also suggest appropriate actions or strategies. Together, we’ll review the options and make objective decisions. To keep you continually apprised, we provide reporting of your account activity and conduct periodic reviews. As partners in this important endeavor, we also rely upon you to communicate any significant changes in your life.